14

Credit card hardship programs – What, how and more

Nothing beats having an emergency fund for a rainy day. But for a lot of people that realization comes only “after” getting into an emergency. At that time the priority should be getting out of the bad situation without accruing any major debt. With the recent economic down turn and a lot of jobs lost, [...]

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24

Feeling good about that debt? Apparently young adults do!

Stressed out about credit card debt? Losing sleep over how you are going to pay off those student loans before your kids enter college? Apparently young adults (18-27) don’t share your sentiments. They feel good about debt. In fact, debt boosts their morale and self esteem! Yep you read that right. That’s what a recent [...]

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24

If you have a choice, how many choices would you like?

Why are there so many hair styling products? I asked my poor husband who I dragged along with me to buy me a hair styling product. When it comes to dressing up, I am a fashion moron. My “getting ready” equals – take a shower, wear a jeans and a t-shirt, put a band on [...]

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18

Why you should not use your 401k

Max out your 401k… It is one of the most commonly given pieces of advice by many financial experts. With the 2011 401k contribution limit of $16,500, it IS one of the best ways to save a good chunk of money for your golden days. But not everyone should use their 401k to save for [...]

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21

Free things to do in Vegas

Las Vegas. The party capital of the United States. A place where money is spent like water! When you think of Vegas you might see the glamour, the glitz, the high rollers with wards of cash… but this city has a surprising number of free & cheap entertainment options. I am not a gambler. But [...]

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1

Worst IRA mistakes that will cost you money

With the recent financial crisis highlighting various situations where people had their retirement savings wiped out, there has been intense focus on what people can do to protect themselves and their investments in the long term.  For many people starting out, this can be a cause of confusion and fear.  “Why can’t someone just show [...]

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21

How to get cheaper car insurance?

Car insurance is an expensive line item in anyone’s budget.  After paying so much, it is also one of those items that I hope we never have to use. And lot of us keep paying that higher amount just because we are lazy [cough*cough*my husband] or just because a lizard told us he has the [...]

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5

Car Insurance Coverage : Know what you are buying

This Car Insurance Coverage post is part 2 of the 3 part “How to get cheaper car insurance” series. Part 1 was about all the Car Insurance Discounts and part 3, How to get cheaper car insurance, will be posted on June 15th. As I mentioned in my Car Insurance Discounts post, when I was [...]

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12

What should you know when you are investing?

I’m Robert from The College Investor, and I swapped blogs with Suba at Wealth Informatics today for the Yakezie Blog Swap. You can read Suba’s article about her biggest financial mistake at my site, The College Investor. My biggest financial mistake cost me $2,000. I was a freshman in college, and was really excited about [...]

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