Finance

June is National Safety Month – Make your home safer with these cheap/free tips

Home sweet home. Whether a big mansion or a studio apartment, there is no place like home. It provides us with comfort and relaxation. Home is where we feel safe. But have you really checked how safe your home is, in terms of injury prevention? June is national safety month, so lets talk home safety [...]

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Are passive investors smarter than active investors?

Active investors are dumber than passive investors. A new study says so. Passive investing is boring, active investing is much more interesting… Active investing is the only way to beat the market… Passive investing is for those who don’t know/care about investing… I have heard all of these in any debate about active vs passive [...]

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Biggest money mistakes we made

I was reading an article on CNN Money about the biggest money mistakes people made. That article showcased 8 people from different walks of life, they talk about the biggest money mistakes they made and what they have done to fix them. The mistakes mentioned include buying a house at the wrong time, being too [...]

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Free money Friday : Watch Movies for Free

One of the feedback I got from my regular readers in my Amazon Kindle giveaway post as well as through emails, is my posts are a little long. Now, by the very nature of the topics I write and the research I put in through for each post, it tends to be longer and more [...]

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ROTH IRA for an emergency fund

I opened a ROTH IRA for an emergency fund! Go ahead, tell me I have broken the first rule (or one of the first rules ) of retirement – money in an IRA is only for retirement, I should not touch it. I should not be allowed to write a personal finance blog, right? Well… [...]

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Let your grocery purchases fuel your car…

Your grocery purchases could get you free gas. A lot of grocery stores are offering perks/rewards for using their loyalty card or partnering with companies like FuelPerks to offer discounts at the gas pump. You do your grocery shopping as usual, earn points for those purchases, then use your grocery store loyalty cards at the [...]

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Free bowling games for kids all summer long

Summer is almost here. Kids will be off school and you will be hearing a lot of “I’m bored”. There are plenty of kids activities, very frugal activities to keep them busy and your wallet fat. Here is one of them – Free bowling games for kids… all summer long.  

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Regret buying that Groupon voucher? Get rid of it at these sites!

You saw a 72% off pole dancing classes voucher on Groupon… May be at that time you were running low on sugar and thought pole dance would be an excellent way to start exercising again and bought it with excitement. Then after a good meal and a good nights sleep now you keeping asking yourself [...]

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Target Retirement Funds : Which one is the best?

As I have mentioned before, we have our 401k with Fidelity and our ROTH IRA with Vanguard. A couple of funds I had in my 401k account were converted to different equivalent funds. I was not happy with the new funds so I looked into the target retirement funds (or target date funds or life [...]

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