Credit

Credit card hardship programs – What, how and more

Nothing beats having an emergency fund for a rainy day. But for a lot of people that realization comes only “after” getting into an emergency. At that time the priority should be getting out of the bad situation without accruing any major debt. With the recent economic down turn and a lot of jobs lost, [...]

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How to get Free Credit Scores?

Improving credit scores seems to be another popular New Year Resolution with 18% people polled by National Foundation for Credit Counseling voting for it. It is very easy to get free credit reports from all the 3 bureaus annually but it has been traditionally difficult to get free credit scores. Even though most of the [...]

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Financial Goal : Getting out of Debt

A recent poll by the National Foundation for Credit Counseling found that getting out of debt is the #1 financial resolution for 2011. We all know how strong New Year resolutions are, they will melt away before the snow on the street… I plan to take most common resolutions and give my take on how [...]

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Sapphire, Platinum and Black – Comparing Elite Credit Cards

This post is by Kevin Fleming from CreditShout.com, a blog dedicated to helping people save money with their credit card and reviewing cards like Chase Freedom. When you’re in the market for a credit card, it’s invaluable to do some comparison shopping. This applies even when you’re part of the very small percentage of people [...]

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Expiry dates for financial records – How long should I keep my financial records?

Tax season has just ended, you have a pile of tax records. How long to keep tax records? We have so many types of financial accounts and the statements that go with it too. We can’t keep everything forever, but if we ever get into an unfortunate situation with Uncle Sam, we need every possible [...]

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Pizza, beer, frat parties, credit card cosigning …

And the CARD act. No I didn’t get high and randomly type a few attractive words. They really are connected. You see I am addicted to Starbucks frappuccinos. I mostly control myself but some days when I am traveling I give in and get one. Yesterday was one of those days. I went into a [...]

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Should you get rental car insurance?

One of the most famous pieces of advice for getting a cheap rental car is to decline the insurance provided by the rental car company, as the price of the insurance alone could be equal to or up to twice the amount of the rental itself. Almost all of us straight out refuse rental insurance [...]

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Credit card benefits – Insurance, extended warranty, shopping and more

Do you know all your credit card benefits? Have you ever spilled hot coffee on your shiny new laptop and kicked yourself because the warranty doesn’t cover stupidity? Did you ever want to take your husband/wife to a special restaurant for your anniversary only to call and find out its full? Did your TV or [...]

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New credit card rules that go into effect today (August 22, 2010)

The Federal Reserve Board approved a final rule on June 15th to protect credit card users from unreasonable late payment and other penalty fees and to require credit card issuers to reconsider interest rate increases imposed since the beginning of last year. The final rule represents the third stage of the Federal Reserve’s implementation of [...]

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