September 2011

Intentional or Intuitive? What drives your investment decisions?

Anyone who has read the basics of investing knows that the secret is to buy low & then sell high. Sounds simple enough right, but over and over again we do the exact opposite.  Why? There are plenty of investing scams. When we read about them in the news we are surprised that people can’t [...]

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Carnival of Personal Finance : Where does the money go?

Welcome to the Carnival of Personal Finance #328 : “Where does the money go” edition. This edition of the Carnival of Personal Finance features an infographic, displayed below, based on how an average U.S. consumer unit (family) spends their money. Click on the image below to enlarge it and then click on any of the blog [...]

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Chase Ink Bold Card – $500 cash or $625 towards airfare (50000 points)

(This offer has ended) Ink Bold from Chase is a charge card for small businesses. As with any charge card monthly balances must be paid in full at the end of the billing period. The Chase Ink Bold now is offered with 50000 bonus points. This is a very good offer for a small business [...]

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Free financial planning – Financial planning days

I recently talked about finding a financial planner for the middle class. Here is a way to do that for free – Financial planning days. Financial Planning days is an initiative by various financial planning organizations to educate the public on major personal finance topics and offer free counseling to manage their finances better.  I [...]

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$1000 emergency fund? 6 months expenses? 1 year salary? Throw them all out the window!

When I first started getting serious about having our financial house in order, the first piece of advice I got from all the experts was – have an emergency fund. OK, got it, I will work on that! Umm… but how much should I have? No idea. The advice I got ranged from $1000 baby emergency fund to [...]

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Targeted saving accounts : How we save for our dreams?

I have mentioned many times in the past that I am a fan of goals. Setting goals and working towards them has been the most successful way for me to achieve anything, my career, finances or weight loss. It allows me to easily track my progress and adjust my priorities. I think a lot of [...]

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Money = happiness, yes I really mean it!

You should quit your job, my friend told me over coffee. You are working way too much, you are not even spending time with your husband and it will spoil your health. How did you figure that out? I asked. I know how it feels to work 80+ hr weeks. I did it for 6 [...]

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10 great household products

Advertising sells.  No question about it.  Although we all know about Coke, they continue to advertise heavily because they want to catch the next generation when they are still young and impressionable.  A number of consumer goods are packaged and advertised as the next best thing, when in fact they contain nothing more than common [...]

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Employee or Entrepreneur : Is one better than the other?

Last week Get Rich Slowly had a post from a reader Tina about what she did with her lottery winnings. She made very responsible choices, unlike usual lottery winners. What sparked my interest most were the comments. As with any windfall discussion, there were some people who thought investing the windfall into a business would [...]

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